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Topstep Rules, Plans & Payout Guide
Topstep is a futures prop firm offering 3 funded plans from $50K to $150K. Its defining rule is end-of-day trailing drawdown, with a 50% consistency rule on the evaluation only. Below is every plan's exact profit target, drawdown, consistency and payout terms — verified against Topstep's official rules and kept current (June 2026).
Most traders don't fail Topstep on a bad trade — they fail on a rule they forgot. UTC watches all of them for you →
Topstep plans & rules at a glance
Sticker prices below; promos discount them heavily — see the live comparison for today's real cost and any active discount code.
| Plan | Eval fee | Profit target | Max drawdown | Daily loss | Consistency | Min days | Split |
|---|---|---|---|---|---|---|---|
| Trading Combine 50K | $49 | $3,000 | $2,000 EOD trailing | $1,000 | 50% | 5 | 90% |
| Trading Combine 100K | $99 | $6,000 | $3,000 EOD trailing | $2,000 | 50% | 5 | 90% |
| Trading Combine 150K | $199 | $9,000 | $4,500 EOD trailing | $3,000 | 50% | 5 | 90% |
How Topstep's drawdown works
End-of-day trailing drawdown — a floor that trails your highest end-of-day balance. Open-trade give-back never hurts you — only your closing balance lifts the line. Forgiving, but it locks higher every green day.
The drawdown line is where most funded accounts die. UTC draws your live EOD trailing floor for every Topstep account and warns you before you touch it.
Staying payout-eligible at Topstep
- Consistency: keep your best day under 50% of total profit on the evaluation only. One dominant day can block an otherwise-passing account.
- Daily loss limit: Topstep caps how much you can lose in a day — hit it and the day (or account) is done.
- Minimum trading days and payout cadence vary by plan — see the table. UTC counts them for you and flips your account to "payout eligible" the moment you qualify.
- Profit split up to 90%, minimum payout from $125.
Stop guessing your Topstep rules.
UTC watches every Topstep rule in real time — drawdown line, consistency cap, minimum days — and tells you the exact moment you're clear to get paid. Free to start, no card.
Track my Topstep account free →Free-forever plan · earn 50% referring traders · read-only, we never place trades
Topstep FAQ
What drawdown does Topstep use?
Topstep uses end-of-day trailing drawdown. That means a floor that trails your highest end-of-day balance. Open-trade give-back never hurts you — only your closing balance lifts the line. Forgiving, but it locks higher every green day.
Does Topstep have a consistency rule?
Yes. Topstep applies a 50% consistency rule on the evaluation only — no single day may exceed that share of your total profit. Exceed it and your payout (or pass) is blocked until you spread your profit across more days.
How much does a Topstep account cost?
Topstep plans start around $49 for the evaluation, scaling with account size up to $150K. Promos discount these heavily — check the live comparison for today's price.
What is Topstep's profit split?
Topstep pays up to 90% of your profit, with a minimum payout from $125. The exact split and payout cadence per plan are in the table above.
Can I track my Topstep account automatically?
Yes. Unprofitable Traders Club has Topstep's exact evaluation, funded and payout rules built in. Log or import your trades and UTC computes your live drawdown buffer, consistency percentage and payout eligibility in real time — so you never breach by accident. Free to start.